Visa Prepaid Card

Loaded with great features for your everyday use

Keep your money safe in your card and enjoy a world of freedom as you shop and pay with ease.

Visa Prepaid Card

Spending made


Your one-card solution for carrying and using cash everyday, locally or overseas. Use it to pay bills, buy groceries, shop online, and make purchases at over 37 million merchants worldwide without the worry of carrying all your cash around.


Say goodbye to bulky wallets

With the Merchantrade Money Visa Prepaid Card, you can save the hassle of carrying loose cash around. Make payments to millions of merchants worldwide with ease without bringing large sums of cash around with you.

Accepted worldwide
Manage card online
Track spending on the app
Card to card transfers*
Tap & pay with Visa payWave
Online payment & purchases



top-up and withdrawals

Use your card at any Visa Plus supported ATMs across the globe, or simply head into one of our Merchantrade branches nationwide to top-up and make cash withdrawals.

Convenient locations
ATM withdrawals
Online Banking
Load up to RM10,000 max


Safe and secure

You are protected by the latest in Visa’s Chip and PIN security features to ensure your cash is safely stored at all times.

Chip & PIN
Cash loaded does not expire
Lock card

Visit any Merchantrade branch & get your card today

Non-Personalised CardNon-Personalised Card Personalised Card with NamePersonalised Card with Name Personalised Card with Name & PhotoPersonalised Card with Name & Photo
Joining Fee RM10 RM10 RM18
Availability Receive on the spot
(Upon successful registration)
10 working days.
Pick up from Merchantrade Branch
10 working days.
Pick up from Merchantrade Branch
Annual Fee RM8
*waived first year
Card Replacement Fee RM10 RM10 RM18
Overseas Transaction
Service Fee
1% of transaction amount
Sales Draft
Retreival Fee
RM15 per copy
Hard Copy
Statement Fee
RM2 per monthly statement
Card to Card
Transfer Fee
Top-Up Charges
Merchantrade Branches RM0.00
Internet Banking
(M2U & CIMB Clicks)
Internet Banking (FPX) RM0.00
Internet Banking (JomPay) RM0.00
Cash Withdrawal Charges
Merchantrade Branches RM0.00
Participating ATMs RM1.00
International Visa Plus ATMs RM10.00

Here's what you need to apply for the Merchantrade Money Visa Prepaid Card.

Original Identification Documents*
Mobile Number
Malaysian Registered Mobile Number
Residential Address
Document with Residential Address
Accompanied by parents**
Employment Details
Employment Details (if employed)
*Malaysian NRIC, Passport, Work Permit, official identity card with photo of any country, driver's licence with photo of any country if available.
**Accompanied by parent/guardian for those who are between 12 and 18 years with corresponding documentation.

Load it. Use it.

We make carrying cash easier.

Top-up cash into your card?
It's so convenient and easy to add cash in your card, just choose any of these channels:

Domestic or International cash withdrawals

millions of locations worldwide.


Card to Card Fund Transfer

Safer and hassle free.

Need to transfer cash to your friends or family? With your Merchantrade Money Visa Prepaid Card you can easily transfer from your card to another Merchantrade Money card in an instant. Whether it’s to split the lunch bill with a friend or to send to your kids overseas, all you need to do is key in their mobile number and the amount to transfer. It’s that simple!

Card To Card Transfer

Ways to shop with your Merchantrade Money Visa Prepaid Card

Quicker and more convenient than cash

Over the Counter


Look for the symbol & tap your card on the machine for contactless payment

Insert card into the machine and enter your 6 digit PIN.

Enter your card details at checkout, request your OTP & confirm payment.

Can't find what you are looking for?
Contact our customer service representative