Increase Control Of Your
Business Expenses

Merchantrade Money Biz is a corporate solution service provided by Merchantrade Asia Sdn. Bhd (Merchantrade) to help ease the daily flow of administrative & HR-related tasks for businesses, as well as manage & track company expenses. It is an easy platform for card issuance and simplifying day-to-day operations; providing an efficient solution for the corporate sector, SME and even startup businesses.

Merchantrade Money Business VISA Prepaid Card (hereinafter “Card”) is an electronic money (emoney) payment instrument with multi-currency wallet that contains monetary value that is paid in advance by the Cardholder to enable payments for purchases, which carries the VISA payment features and issued by Merchantrade Asia Sdn. Bhd. Payments can be made for physical, money changing and other services at Merchantrade branches, digital platforms and participating agents, as well as for goods and services at participating VISA merchants worldwide. Cash withdrawals can be performed at all Merchantrade branches, participating agents as well as at VISA Plus-enabled ATMs. The Card also carries the VISA payWave feature that allows contactless payments either singly or in aggregate not exceeding RM250 daily.

You can register for Merchantrade Money Biz on our website via the web portal or on the mobile app. Simply create an account and submit all the necessary documents.

• Sole Proprietorship / Enterprise
  – Form D
  – Director’s IC/Passport
  – Authorized PIC IC/Passport
  – User Access Form
  – LOA
• Sdn Bhd / Berhad (registration before 1st Feb 2017)
  – Form 24
  – Form 49
  – Form 9
  – Form 13
  – Momerandum & articles of Association
  – Director’s IC/Passport
  – Authorized PIC IC/Passport
  – User Access Form
  – LOA
• Sdn Bhd / Berhad (registration after 1st Feb 2017)
  – Constitution
  – Section 14 & 17
  – Section 28
  – Section 78
  – Section 58
  – Director’s IC/Passport
  – Authorized PIC IC/Passport
  – User Access Form
  – LOA
• State owned Corporation & Public Listed companies
  – Director’s IC/Passport
  – Authorized PIC IC/Passport
  – User Access Form
  – LOA

The Card needs to be pre-loaded with funds during pre-registration by the Business Admin/SuperAdmin. It can also be loaded by the Admin/SuperAdmin via the biz portal or biz wallet app. The Cardholder can also request to top-up from the Admin/SuperAdmin if their wallet balance is insufficient.

Once funds are loaded into the Card, it can be used to purchase goods and services at VISA merchants, and perform cash withdrawals at Merchantrade branches, participating agents or at VISA Plus ATMs in Malaysia and worldwide. The transaction amount will be immediately deducted from the Cardholder’s Card Account Balance.

Note: Cardholder can only perform mobile in-app transaction and payment via function granted by Admin such as E-commerce, contactless payment etc.

1. It helps ease the daily flow of administrative & HR-related tasks for businesses, as well as manage & track company expenses. It is an easy platform that can be used for card issuance to your employees, simplifying day-to-day operations by eliminating the use of physical cash, and providing an efficient solution for the corporate sector, SME and even start-up businesses.
2. Lowers operational cost and faster productivity on day-to-day operations.
3. Enjoy peace of mind when you travel for work (either locally or overseas) without having to carry physical cash. Make payments in any currency using the Merchantrade Money Biz Card with ZERO conversion fees.
4. Cash withdrawals at Merchantrade branches, participating agents or at VISA Plus ATMs in Malaysia and worldwide.
5. No hidden forex or cross-currency charges for the listed currency wallet(s) if Cardholder makes payment for overseas purchases using their stored corresponding foreign currencies in the wallet.
6. Hassle-free expense receipt submission and quick top-up replenishment through the mobile app.
7. Receive announcement and important information from company management as well as MTA anytime anywhere.
8. Reliable customer service support for troubleshooting and issues resolution.
9. Easy management & access from anywhere through the mobile app.

• Manage top-up request
• Block & unblock card
• Close card account
• Top-up master prefund account
• Top-up staff wallet
• Manage cardholder
• Prefund expense tracking
• Reports

Admin/SuperAdmin can reject the employee top-up request in the web portal / mobile app by clicking on the Tasks menu -> Staff Top-up Request tab -> Select the Staff request -> click on Reject -> Confirmation by entering reason -> Done.

Admin/SuperAdmin can approve the employee top-up request in the web portal / mobile app by clicking on the Tasks menu -> Staff Top-up Request tab -> Select the Staff request -> click on Approve -> Confirmation -> Done.

Here are 3 ways that Admin/SuperAdmin can top-up the master account:

• Online Top-Up (FPX)
  Click the Load button -> Select top-up method -> Online Top-Up -> Enter amount -> Select Bank -> press Load -> Confirmation -> Done. If the bank requires authorization from the authorizer, then the top-up request will be in pending status until the transaction has been authorized completely.
• Bank Transfer
  Click the Load button -> Select top-up method -> Bank Transfer -> Enter amount, transaction date, reason and upload the bank transfer receipt -> Load -> Confirmation -> Done. The prefund request will route to MTA Back Office for MTA Finance to review and approve. Once approved, the prefund amount will be credited into the respective master account.
• Cheque
  Click the Load button -> Select top-up method -> Cheque -> Enter amount, transaction date, reason, and upload cheque receipt -> Load -> Confirmation -> Done. The prefund request will route to MTA Back Office for MTA Finance to review and approve. Once approved, the prefund amount will be credited into the respective master account.